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Skip tracing for debt collectors

Debt collectors use Skipmatch to put current phone numbers and emails on account lists whose contact details are out of date. Upload a CSV with a name and last-known address for each account, and get contacts back for the rows that match.

Key facts

Price
a flat $0.03 a record at any list size from 50 to 100,000 records.
Unit
Priced per matched record.
Minimum order
50 records
Minimum charge
Minimum charge $0.50 when any record matches.
Single search
Single search: $0.10, charged only on a match, paid from prepaid credit ($10 minimum top-up).
Prepaid credit
Prepaid credit expires 12 months after your last credit purchase, single search or credit-paid list, and unused credit is refundable on request within 90 days of purchase.
Free tool
Check your list free at /tools/skip-trace-csv-checker. Check columns, split addresses and download a fixed CSV in your browser before tracing at $0.03 a record. No account needed.
Subscription
None. A list order is paid for on its own by card or prepaid credit.
Max per order
100,000 rows or 50 MB per file
Output
Up to 10 phones per owner, each with its line type (mobile, landline or VoIP), plus emails where found
Sources
3 core providers: idiCORE, Enformion and Delvepoint
Not for
FCRA uses: credit, insurance, employment or tenant screening
Prices last changed
Last updated

Who this is for

This page is for collection agencies, debt buyers, collection attorneys and in-house recovery teams that hold account lists with a name and a last-known address but phone numbers that have gone stale. If the list is yours to work and the contact details are the gap, that is what bulk skip tracing fills.

The lists debt collectors bring

  • Returned-mail and disconnected-number accounts. Accounts where mail came back or the number on file no longer connects. Re-run the name and last-known address to look for a current number or email.
  • Older placements. Accounts placed a while ago, where the phone and address on the original paperwork have aged. Upload the name and last-known address columns and get contacts back for the same rows.
  • Portfolio lists before a new campaign. A purchased or placed portfolio, checked for working contact details before you begin outreach.

How it works

  1. Export your list as a CSV. One row per person, with an owner name and a complete address (street, city, state and ZIP). 50 to 100,000 rows per order. Your column names can be anything; you point each one at the right field during upload.
  2. Upload it and see the price. The total is shown before you pay. Skipmatch charges $0.03 a record, and you pay only for records that come back with a phone or email. Minimum charge $0.50 when any record matches.
  3. Download your list with contacts added. You get your own file back with up to 10 phones per person (each labeled mobile, landline or VoIP), up to three emails, and a HIT or MISS flag on every row.

See the columns in a real result on the sample file, or work out a total on the cost calculator.

Permitted use and compliance

Skipmatch is for a lawful business purpose you can state for every record, such as reaching a person about an account you are entitled to collect. It is not a consumer reporting agency and the data is not a consumer report, so it may not be used to decide anyone's eligibility for credit, insurance, employment, housing or tenancy, or for any other purpose the Fair Credit Reporting Act covers. The permissible-use terms also bar using the data to stalk, harass, threaten or defraud anyone, or to locate a person in order to cause them harm. Finding a debtor you are entitled to collect from is a permitted use.

If you collect consumer debt, you remain responsible for following the laws that apply to you, which may include the Fair Debt Collection Practices Act and Regulation F (who you may contact, when and how often), the Gramm-Leach-Bliley Act, the Driver's Privacy Protection Act, the Telephone Consumer Protection Act and do-not-call rules, and state collection law. Skipmatch does not scrub numbers against do-not-call lists and a number in the file is not consent to contact anyone. Every account accepts the permissible-use terms before its first order. This is general information, not legal advice.

Questions

Can I skip trace a list of accounts?

Yes. Upload the person's name and last-known address for each account. Each row that has a match comes back with phones and emails; rows with nothing found are flagged MISS.

Can I use the results to decide on credit or to screen someone?

No. Skipmatch is not a consumer reporting agency and the data is not a consumer report. It may not be used for credit, employment, tenant screening or insurance eligibility, or for any other purpose the FCRA covers.

What does it cost?

Skipmatch charges $0.03 a record, billed only for matched records, with no subscription or monthly seat. The total is shown before you pay. Minimum charge $0.50 when any record matches.

What do I need to upload?

A CSV with an owner name and one complete address (street, city, state and ZIP) on each row. Orders run from 50 to 100,000 rows. Your own column names are fine; you map them during upload.

Can I call everyone on the list?

Not automatically. Check the do-not-call rules that apply to you before you call or text, and scrub the list yourself because Skipmatch does not. This is general information, not legal advice.

Price your list before you pay for it.

Create an account, upload the file, and see your total before you pay. Records with no phone and no email are never charged.

Price your list